Credit Risk Analyst

US-IL-Chicago
1 month ago
ID
2017-4304
# of Openings
1

Overview

CIBC provides tailored commercial, wealth management, personal, and small business financial solutions in the United States through 46 offices in 18 states, as well as cross-border banking services to clients with North American operations. Learn more at cibc.com/US.

 

CIBC is a Toronto-based, global financial institution with a 150 year history, serving 11 million personal and business clients. We invest in our businesses, our clients, our people and our communities to deliver consistent and sustainable earnings to our shareholders. 

 

CIBC delivers access to career and development opportunities, safe and healthy workplaces, effective training, and positive work-life balance – so that employees are able to perform at their best, contribute to their communities and focus on cultivating deeper relationships with our clients.

 

Every year, CIBC is recognized for its business success, community commitment and employee initiatives.  We are proud of this success and are committed to creating an inclusive workplace and an environment where all employees can excel.

 

CIBC Bank USA is an Equal Opportunity Employer M/F/Disability/Veteran

Responsibilities

This position is a higher level Credit Review team member engaged in the Unit Review process and other supplemental duties that Credit Review engages in. All work principally revolves around assessing the credit worthiness of commercial obligors through the review of various internal and external documents that address the business performance of the borrower. Will typically be handling more complex credit situations.

 

Essential duties include review of financial statements, analyzing and comparing various performance metrics of a borrower against regulatory and internal risk rating guidelines, assessment of the sufficiency of risk identification and credit management by the lender, development of thoughtful, well organized and on point analyses of the pertinent risk issues. Discussion of same with the lender and, potentially unit management, in order to reach an accurate final risk assessment used to compile the overall assessment of the unit being examined. All underlying work is documented in a standard workpaper format with appropriate substantiating material.

Qualifications

Education: Minimum of a Bachelor's Degree

 

Also seeking 3-5 years of direct credit experience as a lender and/or credit analyst that provide a broad exposure to credit related financial ratios and associated analytical techniques.  Should possess professional level writtend and oral interpersonal skills. 

 

Command of Word, Excel, email, and the ability to learn specialized computer applications are also required.

 

 

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